Feature Additions 11.x Schema

You must include the id attribute all 11.x transactions. Linked transactions (i.e., transactions using the <litleTxnId> to reference a parent transaction) return either a 000 - Approved or a decline code, but you must either pick up the Declined Transaction (SSR) report, or view the eComm iQ Declined Transaction page to verify the final disposition of any approved transactions.

The following features and capabilities were added to the 11.x schema family.

  • New Gift Card Transaction Types (11.0) - This release introduced three new transaction types for Gift Cards: Gift Card Auth Reversal, Gift Card Capture, and Gift Card Credit. For Gift Cards, you must use these transaction types instead of Auth Reversal, Capture, and Credit respectively.

  • Support for <customIdentifier> in eCheck transactions (11.0) - This element allows you to specify a Billing Descriptor to appear on the bank statements of the parties involved in the funds transfer. Note: The appearance of this field on bank statements is at the discretion of the bank producing the statement.

  • Support for SEPA (Single Euro Payments Area) Direct Debit (11.0) - Support was added for the SEPA method of payment in Online Sale transactions. SEPA allows for the direct debit of accounts for Euro-to-Euro transactions.

  • Support for iDEAL Real-time Bank Transfer (11.0) - Support was added for the iDEAL method of payment in Online Sale transactions. iDEAL, used predominantly in the Netherlands, allows for the direct transfer of funds from consumer accounts to merchant accounts for Euro-to-Euro transactions.

  • Support for SOFORT and Giropay Real-time Bank Transfer (11.0) - Support was added for both the SOFORT and Giropay methods of payment in Online Sale transactions. Giropay services German consumers, and SOFORT services consumers in several countries (predominantly Germany and German speaking countries). These payment methods allow for the direct transfer of funds from consumer accounts to merchant accounts for Euro-to-Euro transactions.

  • Dynamic Payout Same Day Funding Batch Attribute (11.1) - This flag allows Payment Facilitators using Dynamic Payout and enabled for same day funding to indicate the submitted Batch should be same day funded.

  • Support of tokenization of CVV value for eProtect users (11.1) - Added low value token, <checkoutId>, for tokenization of CVV value when using Enterprise eProtect.

  • Added orderId to Account Updater response (11.2) - Added <orderId> to Account Update response message, which had been removed previously in V10 and above.

  • Online Dynamic Payout Funding Instructions (11.3) - Dynamic Payout Funding Instructions, previously available only as Batch transactions, are now available as Online transactions. This includes the Same Day Funding feature.

  • New transaction type - FastAccess Funding™ (11.3) - This is a new Dynamic Payout Online transaction that move funds to a sub-merchant held debit card within 30 minutes.

  • Added support for Card on File transactions (11.4) - The following values were added to the processingType element enumerations: initialCOF, merchantInitiatedCOF, and cardholderInitiatedCOF.